To access the table in excel format, please click here.

Leading Indicators (R$ thousands) 4Q17 3Q17 2Q17 1Q17 4Q16 3Q16 2Q16 1Q16 4Q15 3Q15 2Q15 1Q15 4Q14 3Q14 2Q14 1Q14** 4Q13 3Q13** 2Q13** 1Q13*
Gross Profit from Financial Intermediation 74,241 73,628 74,441 66.201 84,307 49,566 51,278 61,869 56,603 29,430 49,850 32,698 36,976 31,161 42,248 47,082 52,505 31,139 35,026 36,200
Operating Income 33,483 37,096 37,796 32.921 54,001 22,104 13,895 26,799 23,599 24,293 21,175 25,259 17,760 18,483 14,951 19,051 12,617 9,597 16,895 1,784
Net Income 23,798 23,054 28,450 14.859 49,151 11,140 7,162 8,362 19,589 29,901 12,956 21,461 12,784 11,251 5,380 6,645 14,070 5,575 262 556
Shareholder’s Equity 708,788 757,337 742,928 746.002 749,611 739,524 717,690 711,401 691,005 685,762 680,539 675,221 656,850 661,558 663,018 651.641 695,404 689,373 673,349 707,698
Total Assets 4,448,165 4,416,919 4,938,896 4,838,913 4,753,503 4,933,666 4,492,345 4,377,551 4,161,238 4,310,137 3,825,847 3,897,918 3,872,547 3,648,156 3,557,561 3,479,067 3,598,467 3,527,313 3,614,343 3,628,372
Loan Operations (**) 2,739,098 2,455,280 2,321,478 2,334,215 2,404,104 2,110,816 1,865,412 1,839,114 1,918,098 1,889,715 1,829,572 1,896,961 2,016,179 1,921,383 1,829,100 1,730,653 1,830,593 1,919,933 1,758,973 1,685,383
Deposits 3,249,566 3,157,632 3,559,915 3,400,513 3,280,923 3,462,520 3,144,800 3,067,589 2,842,959 2,605,098 2,332,429 2,366,556 2,476,051 2,231,816 2,061,191 1,981,723 2,012,255 1,976,328 2,107,326 2,187,421
Profitability 4Q17 3Q17 2Q17 1Q17 4Q16 3Q16 2Q16 1Q16 4Q15 3Q15 2Q15 1Q15 4Q14 3Q14 2Q14 1Q14** 4Q13 3Q13** 2Q13** 1Q13
ROAE 12.7% 12.2% 15.2% 8.0% 26.4% 6.1% 4.0% 4.8% 11.0% 17.5% 7.6% 12.9% 7.8% 5.8% 3.3% 3.9% 8.1% 3.3% 0.2% 0.3%
ROAA 2.0% 1.9% 2.4% 1.3% 4.1% 0.9% 0.6% 0.8% 1.8% 1.7% 1.3% 2.2% 1.4% 1.2% 0.6% 0.8% 1.6% 0.6% 0.0% 0.1%
Net Interest Margin (***) 7.8% 7.7% 7.3% 7.4% 8.2% 7.0% 6.4% 7.1% 8.1% 7.3% 7.9% 5.5% 7.0% 6.8% 6.9% 8.8% 12.4% 6.5% 6.6% 6.5%
Eficiency (***) 43.0% 41.6% 43.5% 41.1% 40.0% 42.8% 54.7% 43.9% 44.3% 43.7% 44.7% 41.7% 31.0% 40.8% 51.8% 39.7% 38.9% 46.0% 44.8% 66.0%
Leverage 4Q17 3Q17 2Q17 1Q17 4Q16 3Q16 2Q16 1Q16 4Q15 3Q15 2Q15 1Q15 4Q14 3Q14 2Q14 1Q14** 4Q13 3Q13** 2Q13** 1Q13
Loan Operations / Equity 386.4% 324.2% 312.5% 312.9% 320,7% 285.4% 259.9% 258.5% 277.6% 275.6% 268.8% 280.9% 311.5% 290.4% 275.9% 265.6% 263.2% 278.5% 257.2% 238.2%
Equity / Total Assets 15.9% 17.1% 15.0% 15.4% 15.8% 15.0% 16.0% 16.3% 16.6% 15.9% 17.8% 17.3% 17.0% 18.1% 18.6% 18.7% 19.3% 19.5% 18.9% 19.5%
Basel Ratio 18.4% 22.0% 19.0% 20.2% 22.3% 22.1% 23.5% 23.5% 21.0% 19.9% 23.2% 21.2% 16.3% 15.4% 18.2% 16.8% 20.4% 19.0% 20.4% 22.1%
Credit Portfolio Quality 4Q17 3Q17 2Q17 1Q17 4Q16 3Q16 2Q16 1Q16 4Q15 3Q15 2Q15 1Q15 4Q14 3Q14 2Q14 1Q14** 4Q13 3Q13** 2Q13** 1Q13
Provision for loan losses / Loan Operations 1.8% 2.1% 2.0% 2.4% 2.3% 3.6% 3.6% 3.2% 3.3% 3.9% 3.9% 3.9% 3.9% 3.6% 4.2% 4.3% 3.8% 5.7% 5.6% 6.2%
Deliquency Credits with more than 90 days/ Loan Operations 0.2% 0.3% 0.3% 0.6% 0.5% 0.7% 1.1% 0.8% 0.9% 1.3% 1.0% 1.0% 0.6% 0.8% 1.1% 1.0% 0.8% 2.0% 1.6% 2.3%
(*) Restatement of Consolidated 1H13 for comparative purposes face monetary correction of REFIS 2009

(**) Restatement of Consolidated 1Q14, 2Q13 and 3Q13 for comparative purposes face monetary correction of REFIS 2009 and reduction of Intangible.